Now Selling · 1 Units Available

Reflections at Keppel Bay

Private showflat walkthroughs for balance units at Reflections at Keppel Bay.

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

Now Selling: Reflections at Keppel Bay Units Available

Reflections at Keppel Bay, developed by Keppel Land, is a 99-year leasehold condominium in District 04. With 1,129 units, it offers a luxurious waterfront lifestyle. Currently, balance units are available for sale. Schedule a private showflat appointment to review the latest indicative price guides and choose your ideal floor plan from the remaining 3- to 4-bedroom units. Enjoy direct developer release with zero agent fees.

Project Vitals
DeveloperKeppel Land
District / RegionD04 · RCR
Tenure99-year Leasehold
Total Units1129
Expected TOP2013
Key Investment Distinctives
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Connectivity

0.37 km to Telok Blangah MRT (Circle Line), with Labrador Park and Harbourfront stations nearby. Easy access to major expressways.

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Schools & Lifestyle

Nearby schools include Blangah Rise Primary, Radin Mas Primary, and international schools. Close to NTUC Fairprice and Cold Storage for daily needs.

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Growth Potential

Located in District 04, the area is part of the Greater Southern Waterfront transformation, enhancing connectivity and lifestyle offerings.

Reflections at Keppel Bay Garden Landscape

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

An Urban Oasis of Serenity

Reflections at Keppel Bay showcases architectural brilliance with its undulating towers and lush landscaping. The design creates a seamless blend of indoor and outdoor living, offering residents a tranquil retreat amidst the city.

The development harmonizes urban vibrancy with natural serenity. Families enjoy a range of facilities, from swimming pools to fitness corners, all set within beautifully curated gardens that promote relaxation and community.

Arrive through a grand welcome and retreat to your private sanctuary. Indulge in resort-level wellness amenities, including spa-inspired spaces and serene water features, designed to elevate your everyday living experience.

LIVE INVENTORY & STARTING PRICE GUIDE

Balance Units & Indicative Price Benchmarks

Curated bedroom configurations, strata sizes, and indicative developer price guides. Tap any unit to calculate your progressive cashflow or inspect high-resolution floor plans.

📊 1,128 of 1,129 units sold
99.9% Sold
Download All Floor Plans & Price Sheet
4 BEDROOM + STUDY 1 Unit Left
Guide Price on Request
3,283 sq ft Indicative Guide
SINGAPORE NEW LAUNCH PURCHASE ROADMAP

Reflections at Keppel Bay — New Launch Purchase Procedure (8-Step Roadmap)

A structured roadmap for purchasing available developer balance units: from showflat inspection and direct 5% OTP booking to progressive construction calls and key handover.

Step 1 Prior to Booking (1–3 Days)

Affordability & In-Principle Approval (IPA)

55% TDSR / Bank IPA Pre-Check

Obtain swift bank In-Principle Approval (IPA) within 1–3 days to confirm your MAS 55% TDSR borrowing quantum and cash/CPF downpayment budget prior to securing your choice unit.

  • ✓ Fast-track bank IPA assessment (1–3 days)
  • ✓ CPF OA balance & down payment prep
  • ✓ Stamp duty (BSD/ABSD) funds ready
Step 2 Immediate · Live Sales

Live Balance Units & Developer Starbuys

Direct Developer Release

Review live developer availability and latest discounted starbuy promotional units. Available balance units are transacted directly on a first-come, first-served basis with immediate confirmation.

  • ✓ Live available stack & unit inventory
  • ✓ Developer promotional discounts & starbuys
  • ✓ Price per sq ft vs recent transactions
Step 3 By Appointment (Daily)

Private Showflat Tour & Site Analysis

Hosted Tour · Zero Agent Fees

Guided walkthrough of show suites and physical development site to inspect spatial layouts, premium fittings, actual view corridors, and distance to MRT and schools.

  • ✓ Show suite inspection & layout evaluation
  • ✓ Finishes & branded fittings check
  • ✓ Actual site perimeter & view orientation
Step 4 Decision Matrix

Stack & Floor Level Optimization

Optimal Value Selection

Compare available floors and stacks using the Elevation Matrix. Analyze floor premiums, pool vs landscape views, and optimal price quantum to lock in your preferred unit.

  • ✓ Precise floor jump premium check
  • ✓ Facing & pool vs landscape view trade-offs
  • ✓ Target unit confirmation with backup choice
Step 5 Direct Booking (Immediate)

Direct Unit Booking & Option to Purchase (OTP)

5% Booking Deposit (PayNow/Cheque)

Select from available balance units and secure immediately with a 5% booking fee (via PayNow/Cheque/Cashier’s Order) in exchange for the Option to Purchase (OTP). No balloting wait required.

  • ✓ Lock choice unit & stack
  • ✓ Pay 5% booking deposit
  • ✓ Receive developer-signed OTP
Step 6 Weeks 2 to 9

Exercise S&P Agreement & Stamp Duties

15% Balance (Cash/CPF) + BSD

Developer issues S&P within 14 days. Exercise OTP within 3 weeks; pay BSD/ABSD within 14 days of exercise. Complete 15% balance payment within 8–9 weeks from OTP.

  • ✓ Appoint conveyancing lawyer
  • ✓ Exercise OTP within 3 weeks
  • ✓ Pay Stamp Duty (BSD) within 14 days
  • ✓ Pay 15% balance within 9 weeks
Step 7 Ongoing Construction · Est. TOP 2013

Progressive Milestone Payments & Construction Progress

5%–10% Stage Milestone Calls

Because construction is actively underway towards TOP (Est. 2013), early completed structural stages are billed at S&P completion, with remaining 5%–10% milestone calls spread over the shortened construction period.

  • ✓ Early completed stages billed upon S&P
  • ✓ Remaining tranches billed per certified milestone
  • ✓ Significantly shortened waiting time to TOP
Step 8 Nearer TOP (Est. 2013)

TOP Key Handover & 12-Month Warranty (DLP)

25% on TOP; Final 15% on CSC

With a significantly nearer TOP date (Est. 2013), collect keys sooner for immediate personal move-in or fast rental yield generation. Full 12-month Defects Liability Period (DLP) warranty included.

  • ✓ Accelerated timeline to key collection & move-in
  • ✓ 12-month defect warranty coverage
  • ✓ Immediate rental income potential upon TOP

Reflections at Keppel Bay Mortgage & Affordability Calculator

Indicative monthly instalment — adjust the rate to match your bank's package.

Max 75% for a first housing loan, tenure ≤30yr not past age 65.
Up to 30 years (or 35 years with lower 55% LTV), not past age 65.
Indicative only — actual rates depend on lender, profile and TDSR assessment.
Estimated Monthly Instalment
S$ 0
Loan: —
Down payment: —
Estimates only. Down payment shown as total — cash vs CPF split varies. Consult a mortgage advisor for binding figures.

Stamp Duty & Affordability Check

Indicative BSD/ABSD payable and a TDSR affordability check.

Car loans, personal loans, credit card min. sums, etc. (assessed under 55% TDSR).
Buyer's Stamp Duty (BSD)
S$ 0
Additional Buyer's Stamp Duty (ABSD)
S$ 0
Total stamp duty: —
TDSR: —
—
Indicative only, based on IRAS BSD/ABSD rates and MAS's 55% TDSR threshold. Actual duties/eligibility depend on your full financial profile — consult a conveyancing lawyer or mortgage advisor.
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New Launch Progressive Payment Timeline & Cashflow Milestones

Dynamic Singapore URA Standard Sale & Purchase Agreement timeline calculating stage call amounts, funding sources (Cash/CPF vs Loan), and progressive amortised monthly instalments.

💡 How Progressive Payment Works: During construction, bank loan disbursements are called in tranches as certified by architects. You only service mortgage interest and instalments on the cumulative loan drawn to date, keeping initial monthly payments significantly lower until key handover (TOP).
Total Cash/CPF (incl. Duties) —
Total Bank Loan Disbursed —
Grand Total (Price + Duties) —
Peak Monthly Instalment (TOP) —

* Milestone disbursements are indicative and based on Singapore URA/HDB Standard S&P schedules and MAS regulations. Actual drawdowns depend on developer architectural certification, legal conveyancing, and lender packages. Consult a Project Specialist.

🛡️ Essential Buyer Protection · Pre-Booking Requirement

Bank In-Principle Approval (IPA) — Why It Is Critical Before Booking

An official conditional loan pre-assessment from major Singapore banks (DBS, OCBC, UOB) establishing your indicative borrowing limits under MAS TDSR (55%) rules, safeguarding booking deposits against loan shortfalls.

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Safeguard Against 25% Booking Fee Forfeiture

New launches require a 5% cash booking fee for the OTP. If loan financing fails before expiry, 25% of this deposit is legally forfeited (losing $20,000 to $50,000+). Obtaining an In-Principle Approval (IPA) safeguards your booking deposit against borrowing shortfalls.

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Maximum Loan Budget Clarity

Balloting moves fast. An active IPA gives you maximum loan budget clarity, letting you select your preferred stack and floor level with complete confidence.

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Fast-Track Letter of Offer (24–48h)

With an active IPA, banks convert your pre-approval into a formal Letter of Offer within 24–48 hours upon OTP issuance, easily beating the 3-week legal deadline.

FAQ

Reflections at Keppel Bay is a 99-year leasehold condominium.

The development has a total of 1,129 units. Balance units are currently available for sale; please register for the latest availability.

Indicative guide prices are available upon request. Please register to receive the latest price guide.

Reflections at Keppel Bay obtained its TOP in 2013 and is completed.

The development is near Telok Blangah MRT (Circle Line, 0.37 km), Labrador Park MRT (1.14 km), and Harbourfront MRT (1.27 km). It is also accessible via major expressways.

Nearby schools include Blangah Rise Primary School (1.02 km), Radin Mas Primary School (1.72 km), and international schools such as Shelton College International (1.30 km).

Contact Project Specialists

Inquire about available balance units, developer price sheets & showflat viewings for Reflections at Keppel Bay

Huttons Asia Pte Ltd (CEA Licence No. L3008899K) · Bala Murugan (R072904C) & Robert Sim (R071157I)

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Zero Agent FeesDirect developer pricing with 0% buyer commission.
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VIP Sales Gallery AccessPersonalised showflat walkthrough & latest balance units consultation.
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Direct Price SheetsOfficial e-brochure, floor plans and indicative price guides.